What Can Be Financed?
Vehicles, equipment, and business assets commonly financed through this service include:
- Cars, utes, vans, and commercial vehicles
- Trucks, trailers, and transport equipment
- Machinery and plant
- Construction and earthmoving equipment
- Medical, dental, and professional equipment
- Business assets and fit-outs
Each asset type is assessed differently depending on use, resale risk, and cash flow.
How equipment finance is assessed in practice
Equipment finance decisions are typically based on:
- business income and cash flow
- time in business
- asset type and condition
- deposit or trade-in structure
- GST treatment and tax position
Different lenders interpret these factors differently.
That’s why outcomes can vary even for similar purchases.
This site explains the assessment logic — and applies it when finance is arranged.
Who this service is for
Equipment Financing Australia works with:
- business owners and sole traders
- transport operators
- trades and construction businesses
- medical and professional practices
- companies upgrading or expanding assets
Both new and established businesses are considered, depending on structure and asset type.
trades and construction businesses
medical and professional practices
transport operators
business owners and sole traders
companies upgrading or expanding assets
